Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida, a hidden gem nestled in the heart of Marion County! Known for its lush landscapes and rich equestrian heritage, Ocala offers a delightful blend of small-town charm and modern conveniences. With its vibrant downtown area, numerous parks, and a warm community spirit, it’s no wonder that Ocala has become a sought-after destination for families, retirees, and everyone in between.

One of the most appealing aspects of Ocala is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, Ocala has something to fit your needs. From charming single-family homes with spacious yards to contemporary townhouses in friendly neighborhoods, the options are plentiful and affordable.

Imagine waking up to the serene sounds of nature, enjoying a morning stroll through one of Ocala’s beautiful parks, or spending your afternoons exploring the local shops and restaurants. With a cost of living that is lower than the national average, you can enjoy a high quality of life without breaking the bank.

Ocala is also conveniently located near major highways, making it easy to access nearby attractions such as the stunning Silver Springs State Park and the historic downtown district. With its rich culture, friendly atmosphere, and accessible housing market, Ocala is more than just a place to live; it’s a place to thrive. Discover your dream home in this captivating city today!

Newest Ocala Homes under $400,000

6456 Sw 92nd Circle, Ocala

6456 Sw 92nd Circle, Ocala

3 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb-Sebastian SubDv. ⋅ 34481 Zip Code

Enjoy resort-style living in this 3-bedroom, 2-bathroom, 2-car garage home with a full-size enclosed Florida Room. Set on an over-sized, maturely landscaped corner lot in the gated Stone Creek Golf Course Community, this Sheridan Model home is move-in ready. The open living, dining, and kitchen area lends itself to entertaining. It features a wall of sliding glass doors that fills the space with natural light and opens to the expansive 10’ x 28’ enclosed lanai. A dedicated air conditioner keeps the lanai comfortable year-round. The master suite has triple windows and French doors to the ensuite bathroom, with its step-in shower, water closet, double-sink vanity, spacious walk-in closet, and linen closet. The third bedroom with its queen-size Murphy Bed easily doubles as a home office. The eat-in kitchen offers solid-surface countertops, soft-close cabinets, lower-cabinet pullouts, and stainless-steel appliances. A raised bar with pendant lighting provides guest seating, and the breakfast nook overlooks the garden and lanai. Framed by mature shrubbery, the backyard paver patio offers a secluded, well-lit seating area. Built for Florida weather, the home features tough cement stucco-over-cinder block construction. The exterior walls were just sealed and painted, and the interior walls were refreshed (Sep26). The roof was replaced in June 2022, and the HVAC system was new in 2019. Additional upgrades include an indoor laundry room, crown-molding, bathroom solar tubes, designer chandeliers, maintenance-free tile flooring, whole-house water softener, hyper-filtration air conditioning with UV light, whole yard irrigation, epoxy-coated garage flooring and driveway, and brand-new window and garage screens (Sep26). Stone Creek by Del Webb offers an active lifestyle and resort-quality amenities. The 187-acre Stone Creek Golf Club includes 18 holes, pro shop, and the Stone Creek Bar and Grille. The Reunion Center features Elan Spa, a large resort-style pool, indoor lap pool, hot tub, and over 100 clubs and interest groups with plays, music, events and activities. The Stonewater Club offers a bar, meeting rooms, billiards, and darts. Residents enjoy dog parks and courts for pickleball, tennis, bocce, basketball, and horseshoes. Located in Ocala’s Highway 200 corridor, the community is convenient to shopping, hospitals, medical facilities, restaurants, and more.

6456 Sw 92nd Circle, Ocala

2611 Sw 34th Avenue, Ocala

2611 Sw 34th Avenue, Ocala

3 Beds ⋅ 2 Baths ⋅ College Park SubDv. ⋅ 34474 Zip Code

Owner financing for qualified buyers. Some photos may have been virtually staged. Welcome home to this inviting 3-bedroom, 2-bath home in the desirable College Park subdivision. This home offers a fantastic combination of comfortable living, convenient in-town location, and exceptional outdoor space. With a 2-car garage, swimming pool, screened-in back porch, and expansive back deck, this property is designed for both everyday living and entertaining. The property also offers excellent storage and RV-friendly features. A large shed with an attached lean-to provides plenty of space for lawn equipment, outdoor tools, and recreational gear. RV owners will appreciate the 30-amp RV hookup and separate clean out. Additional highlights include city utilities, a separate well dedicated to the irrigation system, and an A/C system installed in 2024. Come see everything this property has to give and discover why it’s the perfect place to call home.

2611 Sw 34th Avenue, Ocala

1338 Sw 161st Place, Ocala

1338 Sw 161st Place, Ocala

3 Beds ⋅ 2 Baths ⋅ Summerglen SubDv. ⋅ 34473 Zip Code

3 BEDROOMS + DEN • 2,287 SQ FT • BAL HARBOR MODEL • PLANTATION SHUTTERS • SPACIOUS KITCHEN • SUMMERGLEN 55+ GOLF COMMUNITY! Room to spread out with separate spaces for work, guests and everyday living. This Bal Harbor model offers 3 bedrooms, 2 baths, a den and a 2-car garage in Ocala’s guard-gated SummerGlen community. A wide foyer opens to a generous great room. The separate den provides space for a home office, hobbies or an additional sitting area. Laminate flooring, plantation shutters and upgraded fixtures add to the interior features. The kitchen includes solid wood cabinetry, stainless steel appliances, generous counter space and a spacious pantry. A breakfast bar, eat-in kitchen area and separate formal dining room offer multiple options for meals and entertaining. The primary suite features a large walk-in closet and an ensuite bath. Two additional bedrooms and a second full bath provide guest accommodations. A rear lanai adds outdoor seating space. SummerGlen offers golf, an on-site restaurant, community pool, fitness facilities, pickleball, tennis and a variety of clubs and activities. The $390 monthly HOA fee includes lawn care, trash and recycling collection, guard-gated entry, Spectrum internet up to 1 Gbps, cable with 125+ channels, HBO Max, Disney+, ESPN+ and Paramount+, plus a $30 monthly restaurant credit. Community amenities include a pool and hot tub, fitness center, tennis, pickleball, bocce, shuffleboard, horseshoes, softball field, dog park, clubhouse and community garden. An on-site golf course and restaurant round out the SummerGlen lifestyle.

1338 Sw 161st Place, Ocala

9951 Sw 88th Court Road Unit G, Ocala

9951 Sw 88th Court Road Unit G, Ocala

2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code

Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala

13160 Sw 31st Avenue Road, Ocala

13160 Sw 31st Avenue Road, Ocala

3 Beds ⋅ 2 Baths ⋅ Marion Oaks Un 07 SubDv. ⋅ 34473 Zip Code

Beautifully Updated 3-Bedroom, 2-Bath Home in Ocala – No HOA or CDD! Move-in ready and thoughtfully updated, this charming 3-bedroom, 2-bath home offers modern comfort, valuable improvements, and everyday convenience. With whole-house ceramic tile flooring, a renovated kitchen and bathroom, updated windows, and major systems already replaced, this home is designed for easy living and peace of mind. Not to mention a large backyard with no backyard neighbors. Located just 5 minutes from I-75, it provides convenient access to commuting, shopping, dining, and surrounding areas. Best of all, there are no HOA or CDD fees, giving you greater flexibility and fewer ongoing costs. Major Updates Include: 2020: Whole-house ceramic tile flooring and kitchen renovation. 2021: New windows, new roof and air conditioning. 2022: New front door. 2023: Backyard fence. 2024: Septic system cleaned, bathroom renovation, and new water heater. With extensive updates completed, this home offers the ideal combination of modern finishes, important infrastructure improvements, and a convenient location. Don’t miss the opportunity to enjoy a move-in-ready Ocala home with easy I-75 access and no HOA or CDD restrictions!

13160 Sw 31st Avenue Road, Ocala

155 Ne 43rd Avenue, Ocala

155 Ne 43rd Avenue, Ocala

3 Beds ⋅ 2 Baths ⋅ Highview Acres SubDv. ⋅ 34470 Zip Code

Welcome to 155 NE 43rd Ave, a charming 3-bedroom, 2-bath home situated on approximately 0.65 acres in Northeast Ocala. This 1,248-square-foot home offers a comfortable layout with a welcoming living area, kitchen with dining space, ceiling fans, and a wood-burning fireplace. The home features central air conditioning, natural gas, public water, septic, and an attached one-car garage. Step outside and enjoy the generous fenced yard with mature trees, landscaping, a storage shed, and a covered enclosed rear porch that provides additional space to relax or entertain. The property backs up to a large utility easement, providing added privacy and separation. The home does need some TLC, but offers great bones and is priced accordingly, making this an excellent opportunity for a buyer looking to add their own personal touches and build equity. LOCATION, LOCATION, LOCATION! Situated in a beautiful, established neighborhood in Northeast Ocala, conveniently located near shopping, dining, medical services, schools, and area attractions. This is a great opportunity to own a home with a sizable lot and plenty of outdoor space in a convenient Ocala location.

155 Ne 43rd Avenue, Ocala

8525 Sw 90th Lane Unit D, Ocala

8525 Sw 90th Lane Unit D, Ocala

2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code

Welcome home to the much sought after, active 55+ community of On Top of the World. This Montgomery model is move in ready! When pulling up you will immediately notice the pretty tree-lined streets, paver walkways and mature landscaping. The front porch is the perfect spot for you morning cup of coffee. Once you enter there is new wood look laminate flooring throughout the main living areas. NO carpet in this home. This homes features are: Recently painted, Stainless Steel appliances, Microwave is also convection, Corian Counters including added cabinets in room off of kitchen, Refaced cabinets with new hardware, Custom under cabinet lighting with remote, Tiled backsplash, 5" baseboards, Honeycomb pull down blinds, Solar tube in the Living/dining area, Windows in 2016, Roof 2021, Hot water heater 2023, HVAC in 2018. Updated fans and fixtures. Recessed lighting. Double insulated attic. Wall added off kitchen to make a private flex space/office. Screen room in the back and rock beds for low maintenance. Primary bedroom can easily accommodate king size furniture, ensuite with walk-in tiled shower featuring a new door. Corian counter tops in both baths. AND SO MUCH MORE! Call for your appointment to see today!

8525 Sw 90th Lane Unit D, Ocala

6492 Sw 84th Street, Ocala

6492 Sw 84th Street, Ocala

3 Beds ⋅ 2 Baths ⋅ Marion Landing SubDv. ⋅ 34476 Zip Code

2021 ROOF • 2022 HVAC • 2025 WATER HEATER • 1,935 SQ FT • 3 BEDROOMS • 2 BATHS • 2-CAR GARAGE • MARION LANDING 55+! INTERIOR & EXTERIOR PHOTOS COMING SOON! Major systems are already handled in this spacious 3-bedroom, 2-bath home with 1,935 square feet, vaulted ceilings, skylights, open living areas and an attached 2-car garage. The 2021 roof, 2022 HVAC system and 2025 water heater give buyers three major updates already in place. The kitchen offers two breakfast bars, a large pantry, generous cabinetry and counter space, French-door refrigerator and newer dishwasher, with an adjoining eating area and luxury vinyl flooring. The primary suite features a walk-in closet, dual vanities and walk-in shower. Two additional bedrooms offer flexible space for guests, office use or hobbies. The interior laundry room includes extra storage and space for an additional freezer. Marion Landing offers community pool and spa, fitness center, clubhouse, 8-lane bowling alley, tennis, shuffleboard, bocce ball and RV parking availability. Association dues include water, sewer, trash, community pool and recreational facilities. Conveniently located near the Hwy 200 corridor with shopping, dining, medical facilities and everyday services nearby. Full interior and exterior photo collection coming soon.

6492 Sw 84th Street, Ocala

4838 Sw 139th Place, Ocala

4838 Sw 139th Place, Ocala

4 Beds ⋅ 2 Baths ⋅ Marion Oaks Un 10 SubDv. ⋅ 34473 Zip Code

Welcome to 4838 SW 139th Place in Marion Oaks! This well-maintained 4-bedroom, 2-bath home offers a functional layout, stylish updates, and plenty of features for comfortable Florida living. Step inside to find ceramic tile flooring throughout the entire home, providing a clean, cohesive look with easy maintenance. The updated kitchen features quartz countertops, modern cabinetry, stainless steel appliances, a farmhouse-style sink, and an electric range, creating an inviting space for everyday meals and entertaining. The spacious primary bedroom includes a private ensuite bathroom and walk-in closet, while all three guest bedrooms feature built-in closets for convenient storage. A dedicated indoor laundry room provides direct access to the attached two-car garage. Outside, the fully fenced backyard offers plenty of room for pets, gardening, entertaining, or simply enjoying the Florida sunshine. A storage shed conveys with the property, adding valuable space for lawn equipment, tools, and outdoor gear. An added feature is the home's generator hookup with a safety interlock setup, allowing a compatible portable generator to be connected to provide backup power to the home. The generator itself does not convey. Located in Marion Oaks with convenient access to shopping, dining, schools, and major roadways, this 4-bedroom home combines practical features, updated finishes, and versatile indoor and outdoor living space.

4838 Sw 139th Place, Ocala

3655 Se 37th Court, Ocala

3655 Se 37th Court, Ocala

3 Beds ⋅ 3 Baths ⋅ Oak Hammock SubDv. ⋅ 34480 Zip Code

Welcome to easy, low-maintenance living in Oak Hammock Preserve! This spacious 3-bedroom, 2.5-bath townhome in Ocala, Florida offers a thoughtfully designed two-story floor plan, a one-car garage, covered lanai, and access to community amenities including a swimming pool and sidewalks throughout the neighborhood. The main level features an open-concept living and dining area with ceramic tile flooring, creating a comfortable space for everyday living and entertaining. The kitchen offers stainless steel appliances, including an electric range, microwave, dishwasher, and refrigerator, along with a pantry, garbage disposal, and plenty of functionality. A convenient half bath completes the main living level. Upstairs, all three bedrooms feature carpet, while an additional loft-style living area provides flexible space for a game room, playroom, media area, home office, or second family room. The primary suite includes a walk-in closet and private ensuite bathroom with dual vanity sinks and ceramic tile flooring. The secondary bathroom also features ceramic tile flooring and tile surrounding the tub/shower area. For added convenience, the laundry area is located upstairs and features ceramic tile flooring. The home is prepped for ceiling fans throughout and also includes an electric water heater and water softener system. Enjoy Florida living from the covered lanai and porch, or head to the community pool for a relaxing afternoon. Sidewalks throughout Oak Hammock Preserve make it easy to enjoy a morning or evening walk around the neighborhood. Conveniently located in Ocala with access to shopping, dining, medical facilities, schools, and major roadways, this Oak Hammock Preserve townhome combines flexible living space, community amenities, and a convenient Central Florida location. Schedule your private showing today!

3655 Se 37th Court, Ocala

5660 Nw 39th Lane, Ocala

5660 Nw 39th Lane, Ocala

3 Beds ⋅ 2 Baths ⋅ Ocala Preserve Ph 5 SubDv. ⋅ 34482 Zip Code

Welcome to this stunning brand-new custom home located in the highly desirable gated community of Ocala Preserve. Designed with comfort and style in mind, this home features an open-concept floor plan, beautiful custom finishes, and luxury details throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for everyday living and entertaining. Every detail has been carefully selected to give the home a modern, elegant feel while still being warm and inviting. Ocala Preserve offers a true resort-style lifestyle with 24-hour gated security, golf, community pools, pickleball courts, scenic walking and biking trails, parks, and an on-site restaurant—all within the community. The location is just as impressive. The World Equestrian Center is only minutes away, offering world-class equestrian events, restaurants, shopping, and year-round entertainment. Historic Downtown Ocala is also nearby, with easy access to I-75 for convenient travel throughout Central Florida. This is an amazing opportunity to own a brand-new custom home with luxury finishes in one of Ocala’s most desirable communities. Move in and start enjoying the Ocala Preserve lifestyle from day one!

5660 Nw 39th Lane, Ocala

6119 Sw 84th Street, Ocala

6119 Sw 84th Street, Ocala

3 Beds ⋅ 2 Baths ⋅ Marion Lndg Un 03 SubDv. ⋅ 34476 Zip Code

Beautifully Maintained 3 Bedroom, 2 Bathroom Home in the Highly Desirable 55+ Community of Marion Landing Welcome home to this spacious 1,797 sq. ft. split-bedroom residence located in one of Ocala’s most popular active adult communities. Thoughtfully designed for both comfort and functionality, this home offers generous living spaces, and access to an outstanding array of amenities. Enjoy peace of mind with a new roof installed in 2019 and HVAC system replaced in 2020. The bright and inviting living and dining areas feature a stunning bay window and vaulted ceilings, creating an open and airy atmosphere. The well-appointed kitchen offers abundant cabinet and countertop space, a convenient closet pantry, and a charming eat-in breakfast area perfect for casual dining. The spacious primary suite includes a large walk-in closet and an en-suite bathroom featuring a walk-in shower. Second bedroom also has a walk-in closet. Start your mornings relaxing in the closed in florida sun room enjoying the Florida sunshine on the adjacent patio. Additional features include ceiling fans throughout, an irrigation system, gutters, indoor laundry, and a two-car garage with an extra storage shed. The HOA fee is just $200 per month (billed quarterly at $600) and includes water, sewer, and curbside trash service. Residents enjoy exceptional community amenities just a short walk away, including: • Heated swimming pool and spa • Private 8-lane bowling center • Fitness center • Billiards room • Tennis courts • Bocce courts • Shuffleboard • Horseshoes • Basketball court • Lifestyle Center with stage and common room • Library • Craft room • Full kitchen facilities • Numerous clubs, social activities, sports programs, and a monthly community newsletter Conveniently located near shopping, dining, medical facilities, entertainment, and I-75, this wonderful home offers the perfect blend of comfort, convenience, and active Florida living. Don’t miss this opportunity to enjoy the vibrant Marion Landing lifestyle. Schedule your private showing today!

6119 Sw 84th Street, Ocala

Start Your Search