Summerfield Homes with Buyer Approval Required Community Features

Summerfield Homes with Buyer Approval Required Community Features

Welcome to Summerfield, Florida – a hidden gem nestled in the heart of Marion County. Known for its warm sunshine and friendly atmosphere, Summerfield is the perfect blend of small-town charm and modern conveniences. With its lush landscapes and vibrant community, this picturesque city offers a serene lifestyle while being just a stone's throw away from the bustling cities of Ocala and The Villages.

Summerfield is renowned for its beautiful homes, and for those seeking a sense of community, the “Buyer Approval Required” neighborhoods offer an exceptional living experience. These communities are designed to foster a close-knit environment, where neighbors become friends and everyone looks out for one another. With strict approval processes, these neighborhoods maintain their aesthetic appeal and ensure that the quality of living remains high.

As you explore the various homes available, you’ll find a diverse selection that caters to different lifestyles and preferences. From cozy single-family homes to spacious properties with stunning views, there’s something for everyone in Summerfield. The community features include well-maintained parks, recreational facilities, and walking trails, making it easy for residents to enjoy the great outdoors.

In addition to the natural beauty, Summerfield boasts a variety of shopping, dining, and entertainment options. With its excellent schools and proximity to major highways, this city is not just a place to live, but a place to thrive. Whether you’re looking to settle down or invest, Summerfield is a community that welcomes you with open arms. Come discover the magic of Summerfield, where your dream home awaits!

Newest Summerfield Homes with Buyer Approval Required Community Features

2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 04 SubDv. ⋅ 34491 Zip Code

Located in Spruce Creek South, this Pecan model home is a gem! Upon arrival, you are greeted by a lovely exterior and a welcoming front porch. Offering 2 bedrooms and 2 full bathrooms, the atmosphere is inviting and tranquil with Luxury Vinyl Tile (LVT) flooring throughout and plenty of natural light. Enjoy the recently refreshed kitchen featuring a new dishwasher, a new over-the-range microwave, and updated countertops. The spacious primary bedroom features a walk-in closet and an en-suite bath. The enclosed lanai with tile flooring is the perfect place to relax, entertain, and extend your indoor living space. The fenced-in backyard is a secure retreat with a vinyl-coated chain-link fence and an extended outdoor patio slab perfect for grilling. A new rear storm door, recently added retractable sun shades on the front porch, and outdoor motion-sensor lights add to the overall appeal. The 2-car garage is equipped with a convenient sliding screen door, offering a well-ventilated workspace or parking. This fantastic home has been lovingly maintained. Recent improvements include a 2025 roof, a 2026 water heater, and a brand-new electrical panel that meets the new regulations that went into effect in September 2026. The septic tank was also pumped this year, and new smoke alarms have been installed throughout. All of these notable features offer convenience and peace of mind. Spruce Creek South is Summerfield’s highly desirable, active 55+ community, conveniently located near The Villages. Community amenities include a community center, a heated pool with a separate jacuzzi, a fitness center, pickleball courts, a billiards room, a library, and card rooms. The opportunity to socialize is endless, with numerous classes, activities, groups, and seasonal community events with live entertainment. If you are a golf enthusiast, be sure to check out the gentle rolling greens at The Links at Spruce Creek South. Adding additional convenience to your active lifestyle, shopping, dining, and medical facilities are just a golf cart ride away. For those looking to move right in, furnishings are negotiable. There’s so much to love about this home and community! We invite you to schedule a showing today.

10190 Se 178th Street, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 12 SubDv. ⋅ 34491 Zip Code

WELCOME TO THIS BEAUTIFULLY MAINTAINED EXTENDED FIR II MODEL OFFERING 2 BEDROOMS, 2 BATHS, AND EXPANSIVE GOLF COURSE VIEWS! Situated on a spacious irrigated lot, this home is located on a street ending in a cul-de-sac. Step inside to a bright, open interior featuring vaulted ceilings and a spacious Florida room with glass windows, heating and air conditioning for year-round enjoyment. Interior features include crown molding in the living and dining rooms, plantation shutters on the front windows, 2-inch blinds throughout, vertical blinds in the Florida room, solar tubes providing additional natural light, and a solar attic fan. The kitchen includes a new microwave above the range and a breakfast nook with a bay window overlooking the golf course. A dedicated indoor laundry room provides additional storage. The garage measures approximately 20' x 23' and features a tiled floor, sliding screen doors, utility sink, additional storage, and a second refrigerator. The roof was replaced in 2014 and the water heater in 2026 along with a new garage opener and door springs. Outside, an irrigation system helps maintain the well-kept lawn and landscaping. Located in a gated 55+ deed-restricted community (not an HOA) with a monthly amenities/recreation fee providing access to community facilities and activities, along with a 24-hour front gate greeter. Golf is available for a separate fee. Golf cart access across Hwy 441 provides convenient access to nearby shopping, medical offices, banks, restaurants, and other services. With golf course views, an extended floor plan, enclosed Florida room, and spacious garage, this home offers an impressive combination of features and convenience. MOVE-IN READY AND READY FOR ITS NEW OWNER!

9741 Se 175th Lane, Summerfield

3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code

Welcome home to this spacious beautiful Dogwood Model A ONE OWNER HOME! SELLING TURNKEY MOVE IN READY WITH ALL THE FURNITURE, SILVERWARE, KITCHEN UTENSILS, LINEN AND MISCELLANEOUS ITEMS! This is one of the biggest 3-bedroom, (Split bedrooms) primary is on one side for added privacy and the other 2 bedrooms are on the opposite side of the home) 2-bathroom, 2 car garage with a residential Lanai under heat and ac in Spruce Creek South. The collectible and vintage items around the house and inside the display cabinets DO NOT CONVEY.! The GOLF-CART IS INCLUDED WITH AN ACCEPTED OFFER! This is a Gated Golf course Golfcart 55 Plus Community. Ideally located in a quiet cul-de-sac near the main gate, with easy in and out access. It is legal to drive your golfcart through this main gate as well! * Property Highlights include * Roof is newer, it is a 2022, The HVAC is a 2023, Newer Windows 2010! You will appreciate having A Large living room in the heart of the home connecting directly to the lanai and L shape to dining area, which connects to the spacious kitchen. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle under heat and ac. Garage: Oversized 2-car garage with laundry area and side door. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard and security. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths, Dog park area, additional gated parking space for added cost semi or yearly in back of community. The Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are at least two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! A key feature of this community is that You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions as well. At this price with all these improvements, it is sure to please and check many boxes, don't miss out make your showing appointment today.

17726 Se 106th Terrace, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 09 SubDv. ⋅ 34491 Zip Code

WELCOME HOME TO THIS CHESTNUT II MODEL IN THE SOUGHT-AFTER 55+ COMMUNITY OF SPRUCE CREEK SOUTH! This well-maintained 2-bedroom, 2-bath home with a 2-car garage offers comfortable Florida living with numerous updates throughout. LVP flooring flows through most of the home, with carpet in one bedroom and ceramic tile in both bathrooms. The updated kitchen features beautiful granite countertops and updated cabinetry, while both bathrooms also boast granite countertops. The primary bath has been refreshed with an expanded shower area and a stylish sliding barn-style bathroom door. The guest bath features a convenient walk-in tub/shower unit. All plumbing throughout the home has been replaced and rerouted through the attic for added peace of mind. Enjoy additional year-round living space in the Florida room, featuring ceramic tile, heat and air, and situated under the home's structural roof. An attached screened lanai provides another great spot to relax and enjoy the Florida lifestyle. Step outside to a fenced backyard with wide-gate access leading to a separate golf-cart garage located at the rear of the home—perfect for your golf cart and additional storage. Major updates include a **NEW ROOF COMING IN 2026**, HVAC (2019), 60-gallon water heater, and all-new ceiling fans installed in 2026. Exterior siding was replaced in 2022. (2) TV's mounted on the wall with convey. Spruce Creek South is a deed-restricted 55+ community with **NO HOA** and a monthly amenity fee. Residents enjoy a large community pool and hot tub, tennis courts, shuffleboard, picnic areas with grills, natural trails, a dog area, and a community center offering numerous clubs and social activities. An 18-hole golf course is also available for an additional fee. Best of all, this is a golf-cart-friendly community with legal golf-cart access across the highway to nearby shopping, restaurants, medical offices, and everyday conveniences. COME ENJOY THE ACTIVE FLORIDA LIFESTYLE IN SPRUCE CREEK SOUTH!

17926 Se 97th Court, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Crk South Xvi SubDv. ⋅ 34491 Zip Code

*AVAILABLE TURNKEY * Move-In Ready * NO BOND * NO POPCORN * This beautiful 2-Bedroom, 2-Bath home with a 2-Car Garage is Ready for it's New Owner! Enjoy the Painted Drive & Walkway, Vaulted Ceilings, "Knockdown" textured Walls & Ceilings—No Popcorn. Sliding Screened Garage panels adds a touch of privacy. Vynol Floors in the Main Living Areas and Berber carpet in the Bedrooms for comfort and style. Six-panel doors throughout enhance the modern feel. Updated kitchen with New Cabinets, Countertops, Sink, and Faucet, along with a New French Door Refrigerator, Glass-top Range, and Overhead Microwave. Enjoy year-round comfort in the Enclosed Lanai, complete with its own wall A/C unit. A New Washer and Dryer plus ample storage in the Garage. A Home with Good Bones - 2015 Roof and 2019 A/C ensuring peace of mind. Beautifully Decorated, including furniture and furnishings, making this an effortless move-in or investment opportunity. Don't miss out on this Cozy & Inviting home—schedule a showing today! (List of items to be removed can be provided)

9486 Se 173rd Place, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code

Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!

10298 Se 176th Street, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code

Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield

3 Beds ⋅ 3 Baths ⋅ Spruce Crk South SubDv. ⋅ 34491 Zip Code

Beautifully upgraded and truly one of a kind 3BR Dogwood model on an oversized 1/3 acre private lot in Spruce Creek South. Offering nearly 2,000 sq ft of living area under HVAC including a large 24 x 14 ft glass enclosed Florida Room - PLUS an additional 210 sq ft enclosed Lanai, this home delivers exceptional living space rarely found in the community. The 2.5 bath layout is a standout feature, providing comfort and convenience for owners and guests alike. The home sits on a quiet half circle road with minimal traffic and showcases lush landscaping, a fenced yard, and a private irrigation well for low water costs. Inside, enjoy newer laminate flooring, fresh interior paint, and an updated kitchen with newer cabinets featuring pull out shelves, solid surface counters, stainless appliances, and a tiled backsplash. Solar tubes brighten the kitchen, dining room, living room, master bath, and guest bath with natural light. Elegant plantation shutters frame the Living and FL Room windows. The master suite includes custom closet shelving and a new entry-level shower ideal for accessibility. Guest bedrooms also feature custom closet shelving and updated fixtures. Additional highlights include a 2021 roof, 2023 A/C, 2021 hot water heater, brick front elevation, privacy screen on the garage door, and an oversized garage extended 4 ft for extra storage or workspace. This exceptional property blends space, privacy, upgrades, and comfort—an outstanding opportunity in Spruce Creek South. (Note- washer and dryer are not included)

17676 Se 102nd Circle, Summerfield

2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code

Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield

2 Beds ⋅ 2 Baths ⋅ Sruce Crk South Xiv SubDv. ⋅ 34491 Zip Code

Charming, Move-In- Ready 2 bedroom, 2 full bath, 2 car garage! Welcome home to this beautifully maintained Palm II model situated on 0.20-acre lot. Located in the desirable gated community of Spruce Creek South in Summerfield. Offering 1,678 sq ft of comfortable living space, this single-family residence features a split-bedroom plan with vaulted ceilings and an open, light-filled layout perfect for everyday living and entertaining. Step inside to find luxury vinyl plank flooring throughout, a generous, bright kitchen with upgraded counters and backsplash. Both bathrooms feature tile flooring, and the primary suite offers a generous walk in closet. The expansive Florida room adds valuable living space. Enjoy your private backyard with mature landscaping and 12x12 sq ft screened patio. The oversized garage has a dedicated laundry area with a convenient work bench and storage. Updates include: windows and doors, garage door, new appliances, fresh paint and LVP flooring throughout living spaces. Residents of Spruce Creek South, a golf course community with many amenities: pool, tennis courts, pickleball, clubhouse, fitness center, recreation facilities, and more. Ideal location is just a short drive to The Villages' amazing shopping, dining, and medical services. This well-cared-for home is truly move-in ready and priced to sell. Don’t miss your opportunity to own in one of Summerfield’s most sought-after 55+ active communities! Furniture is available and negotiable.

9532 Se 173rd Lane, Summerfield

3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code

Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.

17814 Se 107th Terrace, Summerfield

3 Beds ⋅ 2 Baths ⋅ Spruce Crk South 07 A SubDv. ⋅ 34491 Zip Code

Virtually Staged. Welcome to this beautifully updated 3/2 home offering 1,450 square feet of comfortable living in a guard gated 55+ community designed for an active lifestyle. New roof, HVAC system and hot water heater just installed 6/26. The open floor plan is bright and welcoming, featuring fresh interior paint, brand-new carpet in the bedrooms, new ceiling fans throughout, and a convenient inside laundry room. The kitchen shines with new stainless-steel appliances and opens into the living and dining areas. The spacious primary suite includes a private en-suite bath for added comfort and privacy. Residents of Spruce Creek South enjoy access to a golf course, clubhouse, pool, and a variety of recreational amenities, all while being conveniently located near shopping, dining and a short distance to The Villages and Ocala. This home offers the perfect blend of comfort and convenience. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is. • To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

17952 Se 107th Court, Summerfield

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