Summerfield Homes with Buyer Approval Required Community Features

Summerfield Homes with Buyer Approval Required Community Features

Welcome to Summerfield, Florida – a hidden gem nestled in the heart of Marion County. Known for its warm sunshine and friendly atmosphere, Summerfield is the perfect blend of small-town charm and modern conveniences. With its lush landscapes and vibrant community, this picturesque city offers a serene lifestyle while being just a stone's throw away from the bustling cities of Ocala and The Villages.

Summerfield is renowned for its beautiful homes, and for those seeking a sense of community, the “Buyer Approval Required” neighborhoods offer an exceptional living experience. These communities are designed to foster a close-knit environment, where neighbors become friends and everyone looks out for one another. With strict approval processes, these neighborhoods maintain their aesthetic appeal and ensure that the quality of living remains high.

As you explore the various homes available, you’ll find a diverse selection that caters to different lifestyles and preferences. From cozy single-family homes to spacious properties with stunning views, there’s something for everyone in Summerfield. The community features include well-maintained parks, recreational facilities, and walking trails, making it easy for residents to enjoy the great outdoors.

In addition to the natural beauty, Summerfield boasts a variety of shopping, dining, and entertainment options. With its excellent schools and proximity to major highways, this city is not just a place to live, but a place to thrive. Whether you’re looking to settle down or invest, Summerfield is a community that welcomes you with open arms. Come discover the magic of Summerfield, where your dream home awaits!

Newest Summerfield Homes with Buyer Approval Required Community Features

11001 Se Sunset Harbor Road Unit E36, Summerfield
$275,000
2 Beds ⋅ 2 Baths ⋅ Loch Harbour Village SubDv. ⋅ 34491 Zip Code
Welcome to Loch Harbour where you can enjoy lakeside living right in Summerfield, Florida. This home has been fully updated and will be sold turn key. Downstairs you will find a bright, remodeled kitchen that has been outfitted with granite counters, stainless appliances, and sleek backsplash. There is a convenient half bath downstairs as well as two storage closets. Hard floors throughout for easy maintenance. Off the living room you will find a 10x9 Florida room overlooking the back patio. Enjoy the functional and updated downstairs laundry room. Upstairs you will find two bedrooms and a tastefully remodeled bathroom. Off the primary there is direct access to the NW facing balcony where you can enjoy morning coffee or evening sunsets. Other updates to the home include the HVAC in 2021, electrical panel in 2024, water heater in 2024, and stylish trim work throughout. Loch Harbour is a lake front community with beach access and amenities including: pool, tennis/pickleball court, basketball court, boat slips (available for rent), and more. Your monthly HOA fee includes access to the amenities, exterior insurance, trash, exterior maintenance and lawncare.

11001 Se Sunset Harbor Road Unit E36, Summerfield
17929 Se 107th Court, Summerfield
$229,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this exceptionally well-maintained Palm model in the desirable 55+ gated golf course community of Spruce Creek South! Featuring 2 bedrooms, 2 bathrooms, and an oversized 2-car garage extended by 4 feet, this 1,356 sq ft home offers classic curb appeal with a partial brick facade, leaded glass entry door, and a neatly painted driveway and walkway. Key updates include a new roof (2023), new HVAC system (2018), and a new water heater (2018). Step inside to airy vaulted ceilings, wood-look laminate floors in the main living areas and bedrooms, and tile in wet areas. The bright kitchen boasts newer beveled-edge laminate countertops and a solar tube for an abundance of natural light. Both bathrooms feature updated vanity counters and comfort-height toilets, with a newer step-in shower in the master suite. Enjoy year-round Florida living in the massive 24x10 enclosed lanai built under the main roof, complete with HVAC and sliding acrylic windows, plus an adjoining 9x7 open patio! Extras include a painted garage floor, pull-down attic ladder storage, and fantastic resort-style community amenities.

17929 Se 107th Court, Summerfield
10701 Se 179th Lane, Summerfield
$279,900
3 Beds ⋅ 2 Baths ⋅ Spruce Crk South Viia SubDv. ⋅ 34491 Zip Code
NEWEST HOME IN SPRUCE CREEK SOUTH! 2024 ROOF, Offered fully TURNKEY, right down to the linens, this move-in ready home in Spruce Creek South makes Florida living easy! Step inside to a bright, open floor plan with cathedral ceilings, NO CARPET, and granite countertops throughout. The kitchen opens to the main living area and features a large center island with additional storage and space for breakfast bar seating. Just off the living area, the third bedroom/den features double doors, offering privacy for guests or an ideal home office. The nearby guest bathroom features a custom glass walk in shower that adds a modern, elevated look while enhancing the natural light. Conveniently positioned near both the guest room and living area, it is easily accessible for guests. On the opposite side of the home, the spacious owner’s suite completes the desirable split floor plan and includes a deep walk in closet. The ensuite features an elongated granite vanity with ample countertop space and a modern custom glass door walk in shower. Enjoy even more living space in the enclosed Florida room and screened lanai, perfect for relaxing or entertaining year round. Spruce Creek South offers multiple pools, golf, pickleball, tennis, a fitness center, and a variety of clubs and activities. Conveniently located near The Villages and Ocala with easy access to shopping, dining, medical facilities, and entertainment. Come see how easy Florida living can be!

10701 Se 179th Lane, Summerfield
17978 Se 104th Terrace, Summerfield
$237,900
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 06 SubDv. ⋅ 34491 Zip Code
WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS! Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home’s regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer. The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas. The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere. IMPORTANT UPDATES: Roof: 2022 HVAC: 2016 Septic pumped: 9/2026 ENJOY THE SPRUCE CREEK SOUTH LIFESTYLE Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security. Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis. The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more. This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator. A LOCATION THAT REALLY STANDS OUT One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences. The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more. Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away. And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away. This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience. Schedule your private tour today and come experience everything this wonderful Spruce Creek South home and community have to offer!

17978 Se 104th Terrace, Summerfield
10190 Se 178th Street, Summerfield
$229,999
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South 04 SubDv. ⋅ 34491 Zip Code
Located in Spruce Creek South, this Pecan model home is a gem! Upon arrival, you are greeted by a lovely exterior and a welcoming front porch. Offering 2 bedrooms and 2 full bathrooms, the atmosphere is inviting and tranquil with Luxury Vinyl Tile (LVT) flooring throughout and plenty of natural light. Enjoy the recently refreshed kitchen featuring a new dishwasher, a new over-the-range microwave, and updated countertops. The spacious primary bedroom features a walk-in closet and an en-suite bath. The enclosed lanai with tile flooring is the perfect place to relax, entertain, and extend your indoor living space. The fenced-in backyard is a secure retreat with a vinyl-coated chain-link fence and an extended outdoor patio slab perfect for grilling. A new rear storm door, recently added retractable sun shades on the front porch, and outdoor motion-sensor lights add to the overall appeal. The 2-car garage is equipped with a convenient sliding screen door, offering a well-ventilated workspace or parking. This fantastic home has been lovingly maintained. Recent improvements include a 2025 roof, a 2026 water heater, and a brand-new electrical panel that meets the new regulations that went into effect in September 2026. The septic tank was also pumped this year, and new smoke alarms have been installed throughout. All of these notable features offer convenience and peace of mind. Spruce Creek South is Summerfield’s highly desirable, active 55+ community, conveniently located near The Villages. Community amenities include a community center, a heated pool with a separate jacuzzi, a fitness center, pickleball courts, a billiards room, a library, and card rooms. The opportunity to socialize is endless, with numerous classes, activities, groups, and seasonal community events with live entertainment. If you are a golf enthusiast, be sure to check out the gentle rolling greens at The Links at Spruce Creek South. Adding additional convenience to your active lifestyle, shopping, dining, and medical facilities are just a golf cart ride away. For those looking to move right in, furnishings are negotiable. There’s so much to love about this home and community! We invite you to schedule a showing today.

10190 Se 178th Street, Summerfield
17726 Se 106th Terrace, Summerfield
$260,900
3 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome home to this spacious beautiful Dogwood Model A ONE OWNER HOME! SELLING TURNKEY MOVE IN READY WITH ALL THE FURNITURE, SILVERWARE, KITCHEN UTENSILS, LINEN AND MISCELLANEOUS ITEMS! This is one of the biggest 3-bedroom, (Split bedrooms) primary is on one side for added privacy and the other 2 bedrooms are on the opposite side of the home) 2-bathroom, 2 car garage with a residential Lanai under heat and ac in Spruce Creek South. The collectible and vintage items around the house and inside the display cabinets DO NOT CONVEY.! The GOLF-CART IS INCLUDED WITH AN ACCEPTED OFFER! This is a Gated Golf course Golfcart 55 Plus Community. Ideally located in a quiet cul-de-sac near the main gate, with easy in and out access. It is legal to drive your golfcart through this main gate as well! * Property Highlights include * Roof is newer, it is a 2022, The HVAC is a 2023, Newer Windows 2010! You will appreciate having A Large living room in the heart of the home connecting directly to the lanai and L shape to dining area, which connects to the spacious kitchen. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle under heat and ac. Garage: Oversized 2-car garage with laundry area and side door. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard and security. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths, Dog park area, additional gated parking space for added cost semi or yearly in back of community. The Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are at least two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! A key feature of this community is that You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions as well. At this price with all these improvements, it is sure to please and check many boxes, don't miss out make your showing appointment today.

17726 Se 106th Terrace, Summerfield
9486 Se 173rd Place, Summerfield
$234,000
2 Beds ⋅ 2 Baths ⋅ Spruce Crk South Xvi SubDv. ⋅ 34491 Zip Code
*AVAILABLE TURNKEY * Move-In Ready * NO BOND * NO POPCORN * This beautiful 2-Bedroom, 2-Bath home with a 2-Car Garage is Ready for it's New Owner! Enjoy the Painted Drive & Walkway, Vaulted Ceilings, "Knockdown" textured Walls & Ceilings—No Popcorn. Sliding Screened Garage panels adds a touch of privacy. Vynol Floors in the Main Living Areas and Berber carpet in the Bedrooms for comfort and style. Six-panel doors throughout enhance the modern feel. Updated kitchen with New Cabinets, Countertops, Sink, and Faucet, along with a New French Door Refrigerator, Glass-top Range, and Overhead Microwave. Enjoy year-round comfort in the Enclosed Lanai, complete with its own wall A/C unit. A New Washer and Dryer plus ample storage in the Garage. A Home with Good Bones - 2015 Roof and 2019 A/C ensuring peace of mind. Beautifully Decorated, including furniture and furnishings, making this an effortless move-in or investment opportunity. Don't miss out on this Cozy & Inviting home—schedule a showing today! (List of items to be removed can be provided)

9486 Se 173rd Place, Summerfield
10298 Se 176th Street, Summerfield
$185,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Handyman or investor special priced well below market value in desirable Spruce Creek South! This popular 2-bedroom split floor plan sits on a lush corner lot shaded by magnificent granddaddy oak trees, offering great curb appeal and incredible potential to build instant equity. The kitchen comes appointed with durable Corian countertops, and the home features a convenient inside laundry room complete with overhead storage cabinets. Expand your living space into the oversized 23x10 enclosed lanai, fully finished with tile flooring, acrylic sliding windows, and a dedicated wall A/C unit for summer cooling and humidity control. Outside, you will find a dedicated golf cart garage and storage area connected to the lanai by a covered 6x10 breezeway patio. Home includes a 2018 A/C system and a 2005 roof. Bring your updating ideas and personal touches to transform this diamond in the rough into a standout home!

10298 Se 176th Street, Summerfield
17832 Se 96th Avenue, Summerfield
$239,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Welcome to this beautifully maintained, open-concept Chestnut model in the highly sought-after 55+ community of Spruce Creek South! Boasting incredible curb appeal and continuous updates, this immaculate 2BR/2BA home features soaring volume ceilings and gorgeous engineered hardwood floors throughout the open kitchen, living, and dining areas. The bright kitchen features freshly repainted cabinets accented with crown molding and newer countertops, while the bedrooms showcase durable luxury vinyl plank (LVP) flooring. The interior living space effortlessly expands into a massive, extended 28x10 enclosed Lanai featuring acrylic sliding windows and its own wall A/C, creating a perfect bonus room that flows seamlessly into an outdoor screened porch and an additional covered patio. Convenience abounds with an inside laundry room equipped with a newer washer and dryer, laundry sink, and overhead storage. The 2-car garage comes complete with a wall A/C unit and painted floor, plus a nicely painted driveway and walkway outside. This home also provides excellent peace of mind with a 2023 roof, 2024 water heater, and a meticulously maintained A/C that works great. As an incredible bonus, over $30,000 of upscale, like-new furniture purchased 2.5 years ago is available separately or as a complete turnkey package—schedule your tour today!

17832 Se 96th Avenue, Summerfield
17676 Se 102nd Circle, Summerfield
$279,900
3 Beds ⋅ 3 Baths ⋅ Spruce Crk South SubDv. ⋅ 34491 Zip Code
Beautifully upgraded and truly one of a kind 3BR Dogwood model on an oversized 1/3 acre private lot in Spruce Creek South. Offering nearly 2,000 sq ft of living area under HVAC including a large 24 x 14 ft glass enclosed Florida Room - PLUS an additional 210 sq ft enclosed Lanai, this home delivers exceptional living space rarely found in the community. The 2.5 bath layout is a standout feature, providing comfort and convenience for owners and guests alike. The home sits on a quiet half circle road with minimal traffic and showcases lush landscaping, a fenced yard, and a private irrigation well for low water costs. Inside, enjoy newer laminate flooring, fresh interior paint, and an updated kitchen with newer cabinets featuring pull out shelves, solid surface counters, stainless appliances, and a tiled backsplash. Solar tubes brighten the kitchen, dining room, living room, master bath, and guest bath with natural light. Elegant plantation shutters frame the Living and FL Room windows. The master suite includes custom closet shelving and a new entry-level shower ideal for accessibility. Guest bedrooms also feature custom closet shelving and updated fixtures. Additional highlights include a 2021 roof, 2023 A/C, 2021 hot water heater, brick front elevation, privacy screen on the garage door, and an oversized garage extended 4 ft for extra storage or workspace. This exceptional property blends space, privacy, upgrades, and comfort—an outstanding opportunity in Spruce Creek South. (Note- washer and dryer are not included)

17676 Se 102nd Circle, Summerfield
10358 Se 178 Place, Summerfield
$214,900
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South SubDv. ⋅ 34491 Zip Code
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!

10358 Se 178 Place, Summerfield
9532 Se 173rd Lane, Summerfield
$240,000
2 Beds ⋅ 2 Baths ⋅ Sruce Creek South SubDv. ⋅ 34491 Zip Code
Charming, Move-In- Ready 2 bedroom, 2 full bath, 2 car garage! Welcome home to this beautifully maintained Palm II model situated on 0.20-acre lot. Located in the desirable gated community of Spruce Creek South in Summerfield. Offering 1,678 sq ft of comfortable living space, this single-family residence features a split-bedroom plan with vaulted ceilings and an open, light-filled layout perfect for everyday living and entertaining. Step inside to find luxury vinyl plank flooring throughout, a generous, bright kitchen with upgraded counters and backsplash. Both bathrooms feature tile flooring, and the primary suite offers a generous walk in closet. The expansive Florida room adds valuable living space. Enjoy your private backyard with mature landscaping and 12x12 sq ft screened patio. The oversized garage has a dedicated laundry area with a convenient work bench and storage. Updates include: windows and doors, garage door, new appliances, fresh paint and LVP flooring throughout living spaces. Residents of Spruce Creek South, a golf course community with many amenities: pool, tennis courts, pickleball, clubhouse, fitness center, recreation facilities, and more. Ideal location is just a short drive to The Villages' amazing shopping, dining, and medical services. This well-cared-for home is truly move-in ready and priced to sell. Don’t miss your opportunity to own in one of Summerfield’s most sought-after 55+ active communities! Furniture is available and negotiable.

9532 Se 173rd Lane, Summerfield
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