Summerfield Homes under $250,000

Summerfield Homes under $250,000

Welcome to Summerfield, Florida—a hidden gem nestled in the heart of Marion County that perfectly blends the charm of small-town living with the conveniences of modern life. With its lush landscapes, warm climate, and friendly community, Summerfield is an ideal destination for those seeking a peaceful retreat without sacrificing accessibility to urban amenities.

Summerfield boasts a variety of recreational opportunities, from beautiful parks and nature trails to nearby lakes perfect for fishing and boating. Residents enjoy a rich tapestry of local events, farmers’ markets, and community gatherings that foster a strong sense of belonging. Plus, with its prime location just a short drive from bustling Ocala and The Villages, you'll have access to shopping, dining, and entertainment options galore.

For homebuyers on a budget, Summerfield offers a fantastic selection of homes under $250,000. Whether you’re a first-time buyer, looking to downsize, or seeking an investment opportunity, you’ll find charming single-family homes, cozy townhouses, and even some delightful mobile homes that fit your needs. These affordable properties are often surrounded by scenic views and friendly neighbors, making it easy to feel right at home.

Imagine waking up to the gentle sounds of nature and enjoying your morning coffee on a sun-soaked patio. With a range of options available, Summerfield is not just a place to live; it’s a place to thrive. Discover your dream home in this vibrant community today, and start making memories in the beautiful Sunshine State!

Newest Summerfield Homes under $250,000

4997 Se 145th Place, Summerfield
$169,900
3 Beds ⋅ 3 Baths ⋅ Breezewood Estate SubDv. ⋅ 34491 Zip Code
A LOT of house for the money! Priced at just $169,900, this 3-bedroom, 2-bath Summerfield home offers more than 1,800 square feet of living space on a generous .35-acre lot, with plenty of room, several important improvements already completed, and an opportunity for the next owner to make it their own. Step inside and you'll immediately notice the spacious floor plan. The oversized living room features a dramatic floor-to-ceiling stone fireplace and opens to a large dining area and kitchen, creating an expansive main living space that's increasingly hard to find at this price point. The kitchen offers abundant cabinetry, generous counter space, and a breakfast bar, while an enclosed porch provides additional flexible living space. The third bathroom has been converted to storage, but water connections remain in case the new owner would like to add it back. Several of the big-ticket items have already been addressed, including a newer metal roof and HVAC system (replaced in 2023), along with updated subflooring and finish flooring in several areas. A whole-home water filtration system (added in 2020) serves the private well. Outside, the .35-acre property offers plenty of breathing room, with a detached storage/workshop building, covered outdoor area, mature trees, and a partially fenced yard. And there's NO HOA! This home presents an appealing opportunity for a buyer who values space and affordability and doesn't mind taking on some cosmetic projects along the way. It's not a freshly remodeled, cookie-cutter house, but that's part of the opportunity: make the improvements you want, on your schedule, and put your own stamp on the property. It could also be an interesting option for an investor looking for a property with additional upside potential. Conveniently located in Summerfield with easy access to US-441/27, CR-42, and The Villages. Priced with its remaining updates in mind and being sold AS-IS. If you've been searching for an affordable home with space, land, and potential, come take a look!

4997 Se 145th Place, Summerfield

8516 Se 137th Loop, Summerfield
$239,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek Gc SubDv. ⋅ 34491 Zip Code
This spacious 2-bedroom, 2-bathroom Chestnut model sits on a corner lot along a quiet loop. Enjoy morning coffee on the 22-foot front porch or unwind in the private enclosed lanai, which features vinyl windows, vertical shades, and indoor/outdoor carpeting. The open, split-bedroom floor plan includes professionally painted kitchen cabinetry, quartz countertops, a large breakfast-bar island with storage, stainless steel appliances installed in 2021, ambient lighting, and recent paint updates. Vaulted ceilings enhance the living room, dining area, and kitchen, while ceiling fans provide comfort throughout. Porcelain tile runs through the main living areas, and new water-resistant laminate flooring was installed in the bedrooms and both walk-in closets in 2024. The interior laundry area includes upper cabinets for added storage. The two-car garage offers sliding privacy screens, a utility sink, keyless entry, a side service door, and a workbench. Additional upgrades include replacement windows (2018), an HVAC system with humidistat (2012), architectural shingles (2013), and a water heater (2020). Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, including four 9-hole golf courses, three pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, a softball field, Liberty Grille Restaurant, and more than 70 clubs. Conveniently located north of The Villages and south of Ocala, the home is close to fine dining, shopping, and entertainment. With an acceptable offer, the seller will provide a one-year Broward Factory Home Warranty.

8516 Se 137th Loop, Summerfield

17198 Se 99th Avenue, Summerfield
$179,000
3 Beds ⋅ 2 Baths ⋅ Mobile Home Mdws Un 02 SubDv. ⋅ 34491 Zip Code
Enjoy the space, convenience, and location you’ve been looking for—just minutes from The Villages, without the added expense of living in The Villages! This spacious 3-bedroom, 2-bath home sits on nearly an acre of land, offering plenty of room both inside and out. Step inside and you’ll immediately appreciate just how much living space this home has to offer. The split-bedroom floor plan provides privacy, while the open and inviting layout features a formal living room, formal dining room, spacious great room, and an eat-in breakfast nook. Whether you love entertaining family and friends or simply want room to spread out and relax, this home delivers! At the heart of the home is the large chef’s kitchen, offering plenty of space for cooking, gathering, and entertaining. Updated LVP flooring throughout gives the interior a fresh, cohesive look, while the newer roof, installed in 2020, adds peace of mind. The spacious primary suite features a walk-in closet and private en-suite bathroom complete with dual sinks and a walk-in shower. A large indoor laundry room provides even more convenience and storage. Outside, the nearly one-acre property gives you room to enjoy the Florida lifestyle and make the space your own. There is also a storage shed plus a covered boat/RV-style carport or shelter, perfect for storing your recreational toys, equipment, or additional vehicles. Best of all, you’re just minutes from The Villages, giving you convenient access to an incredible variety of shopping, dining, medical facilities, entertainment, and everyday conveniences—while enjoying the space and freedom of your own property. Big home, big lot, and a fantastic location—come see just how much this property has to offer!

17198 Se 99th Avenue, Summerfield

17965 Se 102nd Terrace, Summerfield
$245,000
2 Beds ⋅ 2 Baths ⋅ Spruce Creek South 04 SubDv. ⋅ 34491 Zip Code
Turn-key, beautifully remodeled, and just steps from the golf course! Located within a private, gated 55+ golf community in Summerfield, this updated 2-bedroom, 2-bath home offers an affordable opportunity to enjoy the Florida lifestyle with many of the major improvements already completed. Step inside to an open and spacious living area complemented by brand-new flooring throughout, fresh interior paint, contemporary lighting, and modern finishes. The updated kitchen and bathrooms feature granite countertops, modern cabinetry, and upgraded fixtures, creating a clean, refreshed feel throughout the home. One of the highlights is the large, fully air-conditioned sunroom, providing additional space to relax, entertain, or enjoy year-round. Multiple outdoor areas offer even more opportunities to enjoy Florida's sunshine and surroundings. Major improvements include a brand-new roof and a newly sealed epoxy driveway completed in July 2026, adding to the home's move-in-ready appeal. The property is also being offered with brand-new furniture, fixtures, and fittings included, making this an especially convenient option for buyers looking for a seasonal residence, snowbird getaway, or full-time Florida home. The home is located just steps from the scenic Spruce Creek Golf Course, while residents can also enjoy community amenities including golf, a clubhouse, swimming pool, recreational activities, and more, all centered around an active 55+ lifestyle. Conveniently located near shopping, dining, medical facilities, and everyday necessities, with easy access to The Villages, Ocala, and Belleview. Buyers are encouraged to verify all property and community information, included furnishings, renovations, measurements, features, and improvements and to complete any inspections and due diligence they deem necessary. All information is deemed reliable but is not guaranteed.

17965 Se 102nd Terrace, Summerfield

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